How to Apply for PM Surya Ghar Muft Bijli Yojana: Step-by-Step Guide to Online Registration

The Indian government has a plan to put rooftop solar on 1 crore homes under the PM Surya Ghar Muft Bijli Yojana, and the scheme closes on 31st March, 2027. As of May 2026, about 40 lakh homes have gone solar under this scheme, which is about 40% of the target.

That still leaves a large share of the target open. However, the subsidy will not stay on the table forever. If you have been weighing installing a rooftop solar system at your home, this year is the strongest window to apply for and receive the central subsidy while it lasts.

This guide explains how to apply online on the pmsuryaghar.gov.in official website to get the subsidy, from consumer registration by creating your account to the subsidy getting credited in your bank account, along with eligibility, documents, subsidy amounts, and a realistic timeline.

PM Surya Ghar Muft Bijli Yojana Online Application Steps

The entire journey happens online through the PM Surya Ghar Muft Bijli Yojana National Portal for Rooftop Solar.

Here’s a step-by-step breakdown of how you should apply online to receive your PM Surya Ghar Muft Bijli Yojana solar subsidy straight into your bank account.

Step 1 – Open the National Portal for Rooftop Solar

Go to the official portal at pmsuryaghar.gov.in. On the home page, follow these chain of steps for consumer login registration:

• Open the consumer section
• Click Apply Now

Or you can use the Login dropdown and select Consumer Login.

This portal is the single official entry point for filing the rooftop solar application under PM Surya Ghar Yojana. So, avoid any third-party site that asks for your login details.

Step 2 – Create Your Profile

Register with your mobile number, enter the captcha, and confirm that you have read the scheme guidelines. Then, verify the one-time password sent to your phone.

Once you log in, fill in your profile with your name, email address, address, state, district, and PIN code, and save it.

This profile serves as the basis for your application.

Step 3 – Complete the Application Form Online

From your dashboard, click on the Apply for Solar Rooftop form. Then, follow these chain of steps:

• Select your state, district, and electricity distribution company.
• Login with your consumer account number.
• Click Fetch Details so the portal pulls your connection information.
• Add your roof details and sanctioned load.

Then, submit the pmsuryaghar.gov.in online application form.

Your application now goes to your DISCOM for feasibility approval, a technical check to confirm that your connection and roof can support a rooftop solar plant. For systems up to 10 kW, this is now deemed approval, meaning the DISCOM won’t conduct a physical site inspection. Wait for this approval before any installation begins, since installing first can put your subsidy at risk.

Step 4 – Add Banking Information

Provide the bank account details that will receive your subsidy. The scheme pays the central subsidy through direct bank transfer (DBT). Therefore, the account should be active and linked with your Aadhaar.

You will confirm these details and upload a cancelled cheque later when you raise the subsidy request.

Step 5 – Choose an Empanelled Installer

After feasibility approval, pick a registered vendor from the Pradhan Mantri Surya Ghar Muft Bijli Yojana portal’s state-wise list and request a quote.

Look for an installer that backs its work, such as one that offers a generation guarantee with a money-back assurance and a clear after-sales maintenance plan. Make sure the vendor uses ALMM-listed, DCR-compliant high-efficiency solar panels, as the subsidy depends on them.

SolarSquare, for instance, is an empanelled vendor and the #1 home solar company in India, with 150 MW+ (1,50,000 kWp) of solar capacity installed across 40,000+ homes nationwide, as of 25th April 2026, as listed on the PM Surya Ghar Muft Bijli Yojana National Portal for Rooftop Solar.

Step 6 – Upload the Signed Agreement

Sign the agreement with your chosen vendor and upload it to the portal. This locks in the system size, cost and scope of work, and clears the way for installation to start.

Step 7 – Net Meter is Installed

Once your vendor finishes the installation, submit the plant details on the portal and apply for the net meter. A good vendor will take this step forward on your behalf.

Your DISCOM then installs the net meter and inspects the site. The bidirectional net meter or smart meter the DISCOM installs tracks the power you draw from the grid against the surplus your system generates and sends to the grid, which is how your bill savings are calculated.

Step 8 – Get the Solar Commissioning Certificate

After the inspection clears, your DISCOM generates the solar commissioning certificate directly on the portal. This certificate is the official confirmation that your system is live and grid-connected, and it is the trigger for the subsidy claim.

Step 9 – Submit the Subsidy Request

With the commissioning certificate issued, you need to login again into the portal using the consumer login account you created on the portal.

• Upload the commissioning certificate to the portal.
• Submit your bank account details and a cancelled cheque through the portal to raise the subsidy request.
• Double-check the account number and IFSC, as the subsidy is deposited in this exact account.

Step 10 – Receive the Subsidy

Once your request is processed, the central subsidy is credited directly to your bank account via a direct transfer, usually within 30 days of the plant being commissioned. No cheque collection or office visit is needed.

How Much Subsidy Can Homeowners Get Under the PM Surya Ghar Muft Bijli Yojana Scheme?

Here’s a tiered breakdown of the Pradhan Mantri Surya Ghar Muft Bijli Yojana subsidy assistance, as listed on the government website:

• Up to 2 kW: Rs. 30,000 per kW
• For additional capacity up to 3 kW: Rs. 18,000
• Subsidy cap for systems equal to or above 3 kWp: Rs. 78,000

Based on the details above, we’ve made this simple calculation table to walk you through the exact subsidy you can receive for different-capacity solar systems:

Who is Eligible for the Pradhan Mantri Surya Ghar Muft Bijli Yojana?

Indian citizens who meet the criteria listed below can apply for the PM Surya Ghar Muft Bijli Yojana online:

• You must have a valid electricity connection in your name with your local DISCOM.
• You must choose ALMM-approved, DCR solar panels.
• You should choose a grid-tied rooftop solar system.
• You should be the legal owner of the roof/property where the system will be installed.
• You haven’t received a subsidy for systems up to 3 kW before.

Documents Needed for Rooftop Solar Subsidy Application Under PM Surya Ghar Yojana

Keep these documents ready from the beginning, as you would need them during the different stages of the subsidy application procedure:

• Aadhaar card for identity verification.
• A recent electricity bill that shows your consumer number and connection details.
• Bank passbook or cancelled cheque for the subsidy transfer.
• Proof of roof ownership or the owner’s consent if you are not the sole owner.

How to Check the Pradhan Mantri Surya Ghar Muft Bijli Yojana Application Status?

Tracking your application is pretty straightforward once you have completed your PM Surya Ghar consumer login registration online.

1. Step 1 – Login to your consumer account on pmsuryaghar.gov.in website: You can do this simply with your registered mobile number.
2. Step 2 – Open the application tracker: Click Track Application on your dashboard to see where your file stands. You can also view progress date-wise on the dashboard, which makes it easy to spot a stage that is taking longer than expected.

How to Apply for the PM Surya Ghar Loan?

If you would rather not pay the full system cost upfront, the scheme connects you to collateral-free loans through the Jan Samarth Portal. Many public sector undertaking (PSU) banks offer solar loans at low interest rates. Some of the best options include the SBI solar loan and the PNB solar loan.

Here’s a breakdown of how you can apply for the PM Surya Ghar loan through PSU banks:

• Pick your installer first: Choose an experienced vendor, ideally one that offers a generation guarantee with a money-back assurance and an after-sales maintenance plan.
• Register on the Jan Samarth Portal: Your solar loan journey starts with online registration there.
• Visit the branch for KYC: After you apply, go to the bank branch to complete verification and submit your documents.
• Allow the site inspection: A bank representative inspects your rooftop in person before sanctioning the loan.
• Receive a staged disbursement: Part of the loan is disbursed to the vendor before installation begins, and the balance is released once your system is installed and commissioned by the DISCOM.

Complete Timeline — From Application to Subsidy

The end-to-end timeline depends mostly on how quickly your DISCOM moves and how soon your vendor installs.

Here is a realistic stage-by-stage view.

Conclusion

Rooftop solar under the PM Surya Ghar Muft Bijli Yojana pays for itself over time, and right now, you also capture a central subsidy of up to Rs. 78,000, depending on the system size.

With the scheme closing on 31st March 2027 and the 1 crore target filling up, the sooner you apply, the sooner you can start saving. The application process is straightforward, and a reliable vendor, such as SolarSquare, will handle the subsidy application and disbursement process end-to-end on your behalf.

For any further details about going solar, you can book a free solar consultation call with SolarSquare.

FAQs

How many days does it take to receive the PM Surya Ghar subsidy in the bank account?

The central subsidy is usually credited within 30 days of your plant being commissioned, paid directly to the bank account you submitted with your subsidy request.

Is the PM Surya Ghar Muft Bijli Yojana paid or free?

The system you install is not free. You pay for the rooftop solar plant, but the government covers a large share of the cost through a central subsidy. The maximum subsidy you can receive under this scheme is Rs. 78,000 for systems of 3 kW or more.

Where do I find my consumer number?

Your consumer number is printed on your electricity bill. In Delhi, this is shown as your Customer Account number on the bill.

Can tenants apply for the PM Surya Ghar Muft Bijli Yojana subsidy?

The application is tied to the electricity connection holder and the property owner. A tenant can apply only with the owner’s consent, since the system is installed on the owner’s roof and linked to that connection. Having roof rights is non-negotiable.

Can I install solar first and then apply for the PM Surya Ghar subsidy?

No, you must apply on the portal and receive DISCOM feasibility approval before installation. Installing first can make you ineligible for the subsidy.

What are ALMM panels, and why are they mandatory for the PM Surya Ghar Muft Bijli Yojana?

Your panels must be both ALMM-listed and DCR-compliant. ALMM means the module comes from a manufacturer on the government’s Approved List of Models and Manufacturers, which is a quality and eligibility check. DCR means the cells and the modules are made in India. The scheme requires both for the subsidy to apply.

What should I do if my PM Surya Ghar application is stuck or rejected?

Raise a grievance ticket on the PM Surya Ghar Muft Bijli Yojana National Portal for Rooftop Solar. The portal routes your issue to the right DISCOM or authority for resolution.

What is the ‘give up’ subsidy option?

This is a voluntary choice that lets financially comfortable households decline the subsidy they would otherwise receive, so the support flows to those who need it more. It stays reversible. Anyone who opts out can change their mind and claim the subsidy at any time before it is redeemed.